A Week In New York, NY, On A $180,000 Joint Income

Occupation: Executive Editor
Industry: Media
Age: 34
Location: New York, NY
My Salary: $100,000
My Husband’s Salary: $80,000
Net Worth: $407,300 (apartment: $520,000, joint checking: $13,000 (we use this account to pay for all of our expenses), joint savings: $50,000 in a high-yield savings account, $500 in another savings account as a backup, my Roth IRA: $35,000, my 401(k): $40,800, joint mutual fund: $60,000, personal mutual fund: $85,000, joint Stash investment account: $8,000, minus mortgage.)
Debt: $405,000 mortgage balance
My Paycheck Amount (2x/month): $2,600
My Husband’s Paycheck Amount (2x/month): $2,000
Pronouns: She/her

Monthly Expenses
Mortgage: $1,800 (for our two-bedroom co-op apartment in Manhattan)
Apartment Maintenance Fee: $950
Utilities: $100
Internet: $70
Subscriptions: $50 (Photoshop, Google Storage, NYTimes and Washington Post subscriptions)
Phone: $0 (both of us are still on our parents’ plans)
Netflix/HBO/Hulu: $0 (share with family)
High Yield Savings: $2,000
Mutual Funds: $1,550
Roth IRAs: $1,100 (combined for both IRAs)
Stash Investments: $100

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